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Our Latest Brand New
Book Releases (READY TO SHIP TODAY!):
When You Have to File for Bankruptcy: Step-by-Step Instructions
to Take Control of Your Financial Future
According to the United States Bankruptcy Courts, the number of
bankruptcies filed each year is on the rise. People file bankruptcy
for a variety of reasons, such as preventing foreclosure on their
homes, preventing repossession of property, loss of employment, or
reducing or eliminating debts. The most common types of bankruptcy
for which individuals file are Chapter 7 and Chapter 13. Chapter 7
involves the surrender of property to pay debts, while a Chapter 13
bankruptcy allows for the retention of property but requires
payments over the next three to five years.
This book is divided into three sections: evaluating your need to
file for bankruptcy, how to file for bankruptcy, and what to do
after you have filed. In the first section, you will be provided
with evaluation tools, determine your eligibility, learn how to
check your credit report for accuracy, and learn about the different
types of bankruptcy for which you can file.
In the second section, you will learn about the major changes in
bankruptcy law, bankruptcy lawyers, alternatives to filing for
bankruptcy, bankruptcy code, collection agencies, exempt property,
nondischargeable debts, what bankruptcy can and cannot accomplish,
the automatic stay provision, foreclosure, tax levies, bankruptcy
fees, the 341 meeting, bankruptcy myths, the initial consultation
with your lawyer, and bankruptcy timelines. You will learn the
answers to some of the most common questions about bankruptcy, such
as: "Will creditors stop harassing me?" "Will my spouse be
affected?" "Who will know about my filing?" "Will I ever get credit
again?" "What does it cost?"
The final section will provide a brief overview of what to do after
you have gone through the bankruptcy process. We will address the
issues of how to get car loans and home loans and how to build
credit after bankruptcy. Whether you are filing for bankruptcy for
the first time or, unfortunately, you have been through it before,
When You Have to File for Bankruptcy will provide insight into the
complex and burdensome process. Item#: 9781601382092 $24.95
The Complete Guide to Writing Web-Based Advertising Copy to Get
the Sale: What You Need to Know Explained Simply
Since the advent of the Internet and since more and more people are
making purchases online, writers have had to adapt to composing copy
for the Web. Contrary to what many people think, writing for the Web
and writing for print are not the same and involve very different
skill sets. Instead of struggling to find the right words,
copywriters should read this new book from cover to cover to
discover how to write sales-generating copy.
The Complete Guide to Writing Web-based Advertising Copy to Get the
Sale will teach you how to make your copy readable and compelling,
how to reach your target audience, how to structure the copy, how to
visually format the copy, how to forget everything you ever learned
about writing, how to pull in visitors, how to convince visitors to
buy, how to outline and achieve your goals, how to create a customer
profile, how to create a unique selling position, how to include
searchable keywords in the copy, how to convert prospects to paying
customers, and how to compose eye-catching headlines.
In addition, you will learn about the trends in Web-based
advertising; the categories of advertising; the important
information that needs to be included in your copy, such as what you
are selling, what sets your product apart from the competition's,
where you are located, what makes your product affordable, and why
you yourself would buy the product; writing in the inverted pyramid
style; the do's and don'ts of Web-based advertising; and key phrases
to incorporate in your copy. We will also provide you with some
common mistakes to avoid and tips for writing, revising, and
proofreading.
By incorporating the principles in this book, you will take your
Web-based advertising copy from boring to brilliant, while boosting
your sales and increasing your customer traffic. Item# 9781601382320
$24.95
Your Complete Guide to Leaving An
Inheritance For Your Children and Others: What You Need to Know
Explained Simply
While more than 50 percent of Americans feel it is important to
leave an inheritance for their children and other beneficiaries, the
majority have not yet made any plans for their estate. This new book
will serve as an aid in your planning, providing you with
indispensable information and the necessary tools.
Whether you choose to arrange a trust or a will, you will learn how
to do so, as well as how to manage and alter your plans. You will be
able to choose which trust is right for you, be it living,
incentive, Qualified Terminable Interest Property, charitable
remainder, children's, support, family, or generation-skipping
tax-exempt. You will decide which will - holographic, nuncupative,
self-proving, statutory, simple, joint, living, mutual, ethical,
electronic, or video - best fits your needs. Furthermore, you will
learn about income only trusts, the Uniform Transfers to Minors Act,
529 plans, and Coverdell accounts.
In this book, you will learn tips for distributing inheritance among
children and what an appropriate inheritance is, as well as about
inheritance taxes, exempt beneficiaries, disinheritance, durable
power of attorney, and advance health care directives. Additionally,
you will learn tips for distributing inheritance among children;
what an appropriate inheritance is; how to prevent fights over
inherited property; how to deal with adopted children, stepchildren,
and children from a second marriage; how to select trustees and
guardians; how to protect your money from a financially immature
child, a child's spouse, and creditors; how to divide valuables and
non-cash assets; and how to deal with the family home.
Your Complete Guide to Leaving an Inheritance for Your Children and
Others makes this difficult process easy to understand by using
simple, every day language. If you are one of the many people who
want to leave an inheritance but do not know where to begin, it is
time to pick up this book and start planning. Item# 9781601382108
$24.95
The Complete Guide to Creating Your Own Living Trust: A
Step-by-Step Plan to Protect Your Assets, Limit Your Taxes, and
Ensure Your Wishes are Fulfilled
You worked hard for your money, so it's only natural that you want
some control over what happens to your assets in the event of your
death. At the very least, you probably want to minimize or avoid
potential hassles and headaches for your loved ones.
A living trust, created while you're alive, lets you control the
distribution of your estate. You transfer ownership of your property
and your assets into the trust. You can serve as the trustee or you
can select a person or an institution to be the trustee. If you are
the trustee, you will have to name a successor trustee to distribute
the assets at your death.
A living trust is probably the best strategy to avoid probate,
protect your financial privacy, and provide long-range planning
advantages. If you want to protect your assets and make sure they
are distributed according to your wishes, you should think about
establishing a living trust. It can be designed to manage your
investments now and provide broader financial management later to
make provisions for a surviving spouse, children, or other family
members, and to reduce the impact of estate taxes or avoid probate.
What are the advantages of a living trust? Properly drafted and
executed, it can avoid probate because the trust owns the assets ‑
not the deceased. Only property in the deceased's name must go
through probate. The potential downside? Poorly drawn or unfunded
trusts can cost you money and endanger your best intentions.
Many books on estate planning and living trusts indicate you do not
need the services of an attorney, while we highly recommend an
attorney versed in this area to assist you. We do not recommend
going through the process alone. What this book will do is explain
the complicated issues, terminology, and planning strategies of
living trusts to the layperson (me and you). When you meet with a
qualified attorney you will be well prepared, versed in the
language, and ready to discuss issues and strategies that you will
be familiar with, saving time, legal fees, and ensuring peace of
mind. Get started today with the help of this new book. ISBN-10:1-60138-113-1 • ISBN-13:978-1-60138-113-2 • Item #9781601381132 • $24.95
The Complete Guide to Becoming a
Successful Mortgage Broker: Insider Secrets You Need to Know
A reliable mortgage broker
is in constant demand and never short on business in any economic
condition. According to the U.S. Department of Labor, the average
income of mortgage broker's is $43,210. The mortgage brokering
business is one of the fastest growing occupations in America today,
yet the financial success rate for these new brokers is dismal. It
is estimated that less than 30 percent of new mortgage brokers ever
become financially successful. Virtually all mortgage brokers are
paid strictly on commission, so there is little motivation for the
company to help you succeed. You need the proper training to be
prepared.
This new book will provide you with a road map to financial success.
You will learn how NOT to make the big mistakes most new brokers
make, how to put a loan package together, how to find borrowers, how
and what to charge, how to guarantee your fee, how to make buyers
and sellers happy, and how to quickly and easily locate the best
deals for your customers. Additionally, this book provides you with
information on licensing and exam fees, the expenses of doing
business, your vehicle and insurance coverage, sales techniques,
simple methods to get hundreds of referrals, software programs that
make running your business effortless, the private mortgage segment,
the commercial market, secrets to using the Internet, realtors,
online tools and ideas, mortgage technology tips, Internet leads,
building partnerships, and much more.
We also spent thousands of hours interviewing, e-mailing, and
communicating with hundreds of today's most successful mortgage
brokers. This book is a compilation of their secrets and proven,
successful ideas. If you are interested in learning hundreds of
hints, tricks, and secrets on how to earn a high, consistent income
as a broker, this book is for you. ISBN-10:
1-60138-130-1 • ISBN-13: 978-1-60138-130-9 1 • Item #
9781601381309
$24.95
How to Write and Design a Professional Résumé to Get the Job:
Insider Secrets You Need to Know - With Companion CD-ROM
In these tough economic times companies are downsizing, outsourcing,
and merging, and job seekers are facing more competition than ever.
You need a great résumé to stand out from the crowd. Your résumé is
a platform to detail your achievements and experience. A résumé is a
"marketing" document, designed to "sell" an employer on why they
should contact and ultimately hire you.
You will learn the basic components that must be in your résumé,
résumé formats, key action words, common résumé myths, what fonts to
use, how to stress accomplishments, what information you should
never put on a résumé, how to write your résumé from the employer's
perspective, how to write the résumé to fit the job, what words to
use and what words never to use, techniques to get the interview,
the secrets of a great cover letter, how to best describe your
experience, how to detail employment gaps, and how to develop a
professional résumé. You also will learn about paper selection,
electronic résumés, white space, margins, graphics, and computer
software to help layout your résumé. If you use all this
information, you will give yourself that edge over the competition
that you deserve. Item# 9781601381347 $29.95
Word Of Mouth Advertising Online & Off: How to Spark Buzz,
Excitement, and Free Publicity for Your Business or
Organization-With Little or No Money
Word-of-Mouth Marketing, "WOMM" as it is commonly known, is the
least expensive form of advertising and often the most effective.
People believe what their friends, neighbors, and online contacts
say about you, your products, and services. And they remember it for
a long, long time.
Word-of-mouth promotion is highly valued. There is no more powerful
form of marketing than an endorsement from one of your current
customers. A satisfied customer's recommendation has much greater
value than traditional advertising because it is coming from someone
who is familiar with the quality of your work.
The best part is that initiating this form of advertising costs
little or no money. For WOMM to increase your business, you need an
active plan in place and do what is necessary to create buzz. If
your business is on the Web, there are myriads of possibilities for
starting a highly successful viral marketing campaign using the
Internet, software, blogs, online activists, press releases,
discussion forums and boards, affiliate marketing, and product
sampling. Technology has dramatically changed traditional marketing
programs. This new up-to-date book covers it all.
This all sounds great, but what is the catch? There really is none,
except you must know what you are doing! This groundbreaking and
exhaustively researched new book will provide everything you need to
know to get you started creating the "buzz" - free publicity about
your product or service whether online or off.
In this easy to read and comprehensive new book you will learn what
WOMM is, how to get people talking about your product or service,
how to get your customers to be your sales force, how to get WOMM to
spread quickly, how to automate WOMM, how to create a blog, create
awareness, and how to amplify it. The entire process is covered
here: marketing, dealing with negative customer experience, writing
online press releases, creating a customer reference program,
bringing together a fan club/loyalist community, naming VIPs, using
flogs (photos), and spurring evangelism among influential people.
Included are tactics that pertain especially to non-profits,
including reputation management.
In addition, we have gone the extra mile and spent an unprecedented
amount of time researching, interviewing, e-mailing, and
communicating with hundreds of today's most successful WOMM
marketers. Aside from learning the basics you will be privy to their
secrets and proven successful ideas.
Instruction is great, but advice from experts is even better, and
the experts chronicled in this book are earning millions. If you are
interested in learning essentially everything there is to know about
WOMM in addition to hundreds of hints, tricks, and secrets on how to
put WOMM marketing techniques in place and start earning enormous
profits, then this book is for you. Item # 9781601380111 $24.95
The Complete Guide to Online Investing:
Everything You Need to Know Explained Simply
The number of people investing online is increasing every year. This
is due in large part to the advent of the necessary technology and
the pervasiveness of computers. Online Investing: Everything You
Need to Know Explained Simply will help you become one of the many
people who have taken advantage of online investing and show you how
to invest wisely.
You will learn everything you need to know about market orders,
limit orders, stop-loss orders, stop orders, day orders,
good-till-cancelled orders, IPOs, DPOs, DRIPs, after hours trading,
cash accounts, day trading, Electronic Communication Networks,
liquidity, margins, margin accounts, margin calls, investment clubs,
minimum maintenance requirements, and rates of return. We will
provide you with links to investment resources and indispensable
investing tools.
In addition, you will learn how to develop a well-balanced
portfolio, how to uncover hidden costs of online brokerage firms,
how to conduct research, how to make carefully reasoned decisions,
how to secure your information, how to avoid investment scams, how
to set up stock screens, how to navigate financial Web sites, how to
find your investment style, how to choose an online broker, and how
to read financial charts. You will discover the truth about online
investing, online broker ratings, and the advantages and
disadvantages of online investing. You will also be presented with
financial software options, such as Microsoft Quicken and Peachtree,
to help you track your investments.
Whether you are new to online investing or a seasoned pro, you will
find valuable information and tips in this book. The easy to
understand language makes reading this book not only highly
informative but also enjoyable. In no time at all you will be making
money through your online investments. Item# 9781601382115
$24.95
101 Ways to Make Studying Easier and Faster For High School
Students: What Every Student Needs to Know Explained Simply
With many students today participating in extracurricular
activities, jobs, clubs, and responsibilities at home, it is common
to find an area that is lacking - studying. Teachers have identified
that poor study skills are often to blame. On the other hand,
students have found that many of the textbooks and worksheets forced
upon them are either boring or difficult to understand. Whether it
is bad habits or complicated materials that prevent you from
studying well, 101 Ways to Make Studying Easier and Faster for High
School Students can help you improve the effectiveness of your
studying. After all, effectiveness is not measured by the length of
time spent studying, but by the level of comprehension.
In this new book, you will learn how to make a study schedule, how
to design an effective study space, how to read for comprehension,
how to get organized, how to find your learning style, how to listen
better in class, how to use reference sources, how to boost your
concentration, and how to stay motivated. You will learn effective
note taking strategies, where to study, when to study, time
management skills, strategies for reading novels and text books,
memorization techniques, and organizational skills.
Additionally, you will find out how to stay awake while studying,
how to change your current habits, and how to make studying more
enjoyable. We will provide you with various studying methods,
including flashcards, quizzes, summarizing, outlining, answering
study guide questions, and the proven SQ3R method, as well as
exercises to help improve your skills. Furthermore, 101 Ways to Make
Studying Easier and Faster for High School Students is full of tips
from students just like you, as well as teachers.
No two people learn the same way, and no one study method will work
for everyone. While this book introduces you to different study
methods, the aim is to improve your learning, your understanding,
and, ultimately, your grades. Item# 9781601382177 $21.95
Returning From the War on Terrorism: What Every Veteran Needs to
Know to Receive Your Maximum Benefits
According to the U.S. Census Bureau, there are approximately 26
million veterans in the United States. As of January 2007, more than
1.6 million U.S. servicemen and women had tours of duty in
Afghanistan and Iraq. When not on active duty, more than 20 percent
of these vets do not have health care coverage, and many more are
unaware of the hundreds of benefits to which they have access. As a
result, many are suffering financial strain during and after
deployment.
This is a discouraging statistic because the federal and state
governments, as well as private foundations, have scholarships and
military discounts available only to veterans. There are billions of
dollars in aid available, waiting to be claimed, but the problem is
finding and properly applying for these programs. This
groundbreaking new book will provide help to those heroic Americans
who have answered our government's call to duty. You will find all
contact information and Web sites included, making it easy to apply
for the benefits you are entitled to, while meeting the requirements
of the Department of Veterans Affairs and other organizations and
private institutions.
Here is a small sampling of what you will learn about: the GI Bill,
scholarships, grants, companies that offer military discounts, GI
Bill eligibility, details of VA loans, National Guard GI Bill,
benefits after service, veterans' employment, education, and
training programs, VA-guaranteed home loan, GI Bill Apprenticeship
and OJT Program, Vocational Rehabilitation and Employment (VR&E),
Reserve Education Assistance Program (REAP), disability
compensation, employment and training, frequently asked questions,
asking for local discounts, GI Bill education programs, homeless
veterans programs, state veteran benefits directory, survivor
benefits, VA appeals process, VA benefits explained, VA hospitals
and facilities, veteran disability compensation, veterans' health
care, veterans' life insurance, veterans' pension programs,
vocational rehabilitation, burial and memorial benefits. If you are
in the military now, a veteran, or a military family member, you
will find this resource invaluable. Item# 9781601381507 $21.95
Outdoor Glamour Photography: The Complete
Digital Guide to Taking Successful Outdoor Glamour Photographs
In Outdoor Glamour Photography Bill Lemon explains, image by image,
how each was created and the equipment used, as well as the time of
day that produces the best image and how to use the light to your
advantage. Also included is a discussion of scouting for locations
that fit one model better than another, backgrounds, depth of field
issues, and much more.
Reading light and not being afraid of it is
the secret to wonderful pictures. In this new book, Lemon teaches
you everything you need to know about light as it pertains to
outdoor photography. In addition, he introduces the use of fill
flash in certain situations and the use of what nature has provided
for bounced light.
The step-by-step, image-by-image information contained in this book
is highly enjoyable, whether you are interested in learning the
process or simply want to gaze at breathtaking, tasteful artwork.
Item #9781601382689 $39.95
Renewable Energy Made Easy: Free Energy from
Solar, Wind, Hydropower, and Other Alternative Energy Sources
Studies have shown that the average North American family will spend
more than a quarter of a million dollars on energy in a lifetime.
What many other countries, including Germany, Spain, France,
Denmark, China, Brazil, and even Iceland, have realized is that
there is a better way to power our homes, businesses, and cars - by
using renewable energy sources.
Recently, the United States has begun to understand the importance
of reducing its reliance on coal, natural gas, nuclear power, and
hydropower plants, which comprise the majority of the nation's
electricity, due to increasing oil prices. Some sections of the
country, including California, are turning to renewable energy
sources. In fact, 12 percent of California's electricity is produced
by renewable resources. The potential for the use of renewables is
very large and understanding their use and their impact is key.
Renewable Energy Made Easy will provide you with everything you need
to know about these alternative energy sources. You will learn about
solar power, wind power, water power, biofuels, geothermal energy,
ethanol, wave farms, photovoltaic power plants, and hydrogen fuels.
You will also become well-versed on the availability, aesthetics,
environmental and social considerations, and longevity issues of
these so-called soft energy technologies.
In addition, you will learn about the current costs and the
projected costs in the future, ENERGY STAR® regulations, the newest
research and innovations, and the high development potential of
renewable energy. This book will serve as a guide to creating more
efficient buildings and an invaluable resource for how to change our
preconceived notions about power.
This book has taken the complexity and scientific terms out of this
topic, making it jargon-free and easy to understand. Ultimately, you
will learn how our country can improve energy efficiency, reduce oil
dependence, improve energy security, and reduce the health and
environmental impact of our current energy system. Item
#9781601382405 $24.95
How to Open & Operate a Financially
Successful Florist and Floral Business Both Online and Off: With
Companion CD-ROM
The dream of starting a floral business can easily become a reality.
Florist shop owners enjoy creating beautiful floral arrangements for
individuals or special occasions. According to the customer's order,
they cut and arrange live, dried, or artificial flowers and foliage.
They design arrangements by trimming flowers and arranging bouquets,
sprays, wreaths, dish gardens, and terrariums. This new book will
teach you all you need to know about getting started in your own
florist business in the minimum amount of time. Here is the manual
you need to cash in on this highly profitable, quickly growing
segment of the retail industry. This new book is a comprehensive and
detailed study of the business side of a floral shop.
This superb manual should be studied by
anyone investigating the opportunities of opening a store. If you
enjoy meeting people, this may be the perfect business for you. This
complete manual will arm you with everything you need, including
sample business forms, leases, and contracts; worksheets and
checklists for planning, opening, and running day-to-day operations;
plans and layouts; and dozens of other valuable, time-saving tools
of the trade that no entrepreneur should be without.
While providing detailed instructions and
examples, the author leads you through finding a location that will
bring success, drawing up a winning business plan (the companion
CD-ROM has the actual business plan that can be used in Microsoft
Word), buying (and selling) a floral store, pricing formulas, sales
planning, tracking competitors, bookkeeping, media planning,
pricing, copy writing, distribution channel planning, hiring and
firing employees, motivating workers, managing and training
employees, accounting procedures, auditing, successful budgeting,
and profit planning development.
By reading this book you will become
knowledgeable about basic cost control systems, retail math and
pricing issues, floor plans and diagrams, equipment layout and
planning, legal concerns, sales and marketing techniques, IRS
reporting requirements, customer service, direct sales, monthly
profit and loss statements, tax preparation, low cost internal
marketing ideas, management skills, low and no cost ways to satisfy
customers and build sales, as well as thousands of great tips and
useful guidelines.
In addition, you will learn how to set up
computer systems to save time and money, how to hire and keep
qualified professional staff, how to generate high profile public
relations and publicity, and how to keep bringing customers back.
The manual delivers literally hundreds of
innovative ways to streamline your business. Learn new ways to make
your operation run smoother and increase performance. Shut down
waste, reduce costs, and increase profits. Store owners will
appreciate this valuable resource and reference it in their daily
activities as a source for ready-to-use forms, Web sites, operating
and cost cutting ideas, and mathematical formulas that can be easily
applied. The Companion CD-ROM contains all the forms in the book, as
well as a sample business plan you can adapt for your own use.
Item# 9781601381408 $39.95
101 Ways to Score Higher on Your GMAT: What You Need to Know
About the Graduate Management Admission Test Explained Simply
Every year more than 200,000 people take the Graduate Management
Admission Test, also known as the GMAT. Of those, 21 percent are
repeat testers. The best business schools in the country typically
look for scores in the upper 600s to low 700s, with 800 being the
highest score. How can you pass the test and improve you score?
Reading 101 Ways to Score Higher on Your GMAT and using the
techniques provided within is one way to do so.
The GMAT is used to assess the qualifications of business school
candidates and predict their performance in an MBA or other graduate
management program. In this book, you will learn how to prove you
are ready for advanced study in business and management. You will
learn about the computerized adaptive format and the content of the
exam. You will also learn how to read questions correctly, control
your anxiety, and how to approach each section. In addition, you
will be presented with a list of resources to help you prepare and
dozens of proven strategies, mindsets, and problem solving methods.
101 Ways to Score Higher on Your GMAT is filled with practice
questions and reviews of the topics covered in the verbal, math, and
writing sections, including reading and understanding material,
evaluating arguments, writing in standard English, reasoning
quantitatively, solving quantitative problems, and interpreting
graphic data.
Instead of panicking and worrying about the GMAT, pick up this book
and be confident in your test-taking abilities. Whether you are
sitting for the test for the first time or you are a repeat tester,
you will learn valuable information and practical tips for improving
your score. 9781601382528 $21.95
What to Expect When Your Child Leaves For College: A Complete
Guide for Parents Only
According to experts in the field of psychology, more than half of
parents experience some sort of separation anxiety when their child
leaves for college. You may have been looking forward to your
child's departure for 18 years, but now that the time has finally
come you are experiencing mixed emotions. What to Expect When Your
Child Leaves for College will provide you with valuable information
and will help make the transition easier.
In this new book, you will learn how to encourage independence, how
to offer support, how to handle the drop-off, how to deal with empty
nest syndrome, how to talk to your child about his or her emotions,
how to keep the lines of communication open, how to plan meaningful
family time, and how to teach your child to live on his or her own.
Additionally, you will be provided with insight into your child's
emotions, which will help you understand his or her behavior, such
as spending excessive amounts of time with friends, ignoring you, or
being disagreeable. You will learn how to handle the emotional
rollercoaster, how to give your child time to adjust to college
life, how to prepare for your child's first visit home, and how to
help others deal with the transition. By reading this book, you will
learn how your life will change, and you will discover ways to fill
the void.
What to Expect When Your Child Leaves for College provides you with
countless ways to prepare yourself for your child's departure, as
well as advice from parents, students, and psychologists. Whether
your first child is leaving for college or it is your youngest child
going away to school, you will find ways to cope with this difficult
time in your life. Item# 9781601382184 $21.95
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